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How to notify Royal Bank of Scotland of a death

Part of NatWest Group

Last reviewed May 2026

Contact the Royal Bank of Scotland bereavement team

0800 161 5904

Tap to call.

Prefer not to call? Use the online form instead.

Things you might need
  • Their full name, date of birth and address
  • Death certificate, scan
  • ID for the executor or person notifying

Let Alenity take care of the notifications

Find the banks, pensions and utilities to tell. We can handle the notifications and replies.

Start with a statement, a bill, their address or a list.

Official Royal Bank of Scotland bereavement page

Check whether Royal Bank of Scotland is on the Death Notification Service list before contacting them separately.

Don't cancel direct debits before you notify them. The bank will freeze and review payments as part of the bereavement process, and cancelling early can leave insurance or utilities unpaid.

What usually happens next

  • Accounts in their sole name are usually frozen once Royal Bank of Scotland is told. Joint accounts normally pass to the surviving holder.
  • Whether you need probate depends on the total held and the bank's own limit, not a single legal figure.
  • Many banks will pay a funeral invoice straight from the account before probate, on sight of the bill.

Common questions about Royal Bank of Scotland

How do I notify Royal Bank of Scotland of a death?

Royal Bank of Scotland's preferred channel is online form. Use their official online form, linked on this page. Or call 0800 161 5904.

What documents does Royal Bank of Scotland need?

Death certificate, scan; ID for the executor or person notifying

How long does Royal Bank of Scotland take to respond?

Response times vary; the official Royal Bank of Scotland page is linked here.

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Related guides

This page is general guidance and is not legal or financial advice.

Alenity provides general information and practical support, not legal, financial, or tax advice. For decisions about probate, tax, or estate administration, please consult a qualified professional.

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