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How to notify M&S Bank of a death

Part of HSBC

Last reviewed May 2026

Contact the M&S Bank bereavement team

0345 300 6139

Tap to call.

Prefer not to call? Use the online form instead.

Things you might need
  • Their full name, date of birth and address
  • Death certificate, scan
  • ID for the executor or person notifying

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Find the banks, pensions and utilities to tell. We can handle the notifications and replies.

Start with a statement, a bill, their address or a list.

Official M&S Bank bereavement page

Check whether M&S Bank is on the Death Notification Service list before contacting them separately.

Don't cancel direct debits before you notify them. The bank will freeze and review payments as part of the bereavement process, and cancelling early can leave insurance or utilities unpaid.

What usually happens next

  • Accounts in their sole name are usually frozen once M&S Bank is told. Joint accounts normally pass to the surviving holder.
  • Whether you need probate depends on the total held and the bank's own limit, not a single legal figure.
  • Many banks will pay a funeral invoice straight from the account before probate, on sight of the bill.

Common questions about M&S Bank

How do I notify M&S Bank of a death?

M&S Bank's preferred channel is phone. Or call 0345 300 6139.

What documents does M&S Bank need?

Death certificate, scan; ID for the executor or person notifying

How long does M&S Bank take to respond?

Response times vary; the official M&S Bank page is linked here.

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Related guides

This page is general guidance and is not legal or financial advice.

Alenity provides general information and practical support, not legal, financial, or tax advice. For decisions about probate, tax, or estate administration, please consult a qualified professional.

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